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You're not alone if your car loan balance is more than your vehicle's actual worth. This upside-down situation, called a negative equity auto loan, can leave you unsure about your next move. Knowing what negative equity is, why it happens, and what you can do about it puts you back in charge when planning your car-buying future.

If you need a new set of wheels but are still making payments on your current car, you have various options. Our expert team at Huffines Chrysler Jeep Dodge Ram (CJDR) Plano will walk you through everything you need to know to switch to a new ride while you're still paying for the old one.