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Huffines Chrysler Jeep Dodge Ram Plano

4500 West Plano Pkwy
Directions Plano, TX 75093

  • Service: (877) 361-9265
  • Parts: (877) 464-7850
  • New: (888) 261-9708
  • Used: (877) 806-1041

GAP Insurance


  What is GAP?

When your vehicle is stolen or damaged beyond repair, GAP cancels your debt! If you're making payments on a vehicle that's stolen or damaged beyond repair, auto insurance alone may not pay everything you owe. Insurance typically pays the vehicle's actual cash value rather than the amount remaining on your loan or lease, which could leave a financial "gap" of thousands of dollars.

GAP coverage gives you peace of mind. If your insurance company determines that your vehicle is a total loss, GAP covers any remaining balance (up to $50,000) on your loan or lease after the payment from your insurance company. Your deductible (up to $1,000) may be included in this balance. (Deductible benefit may vary by state.)

GAP pays up to $50,000 of the balance you owe on your vehicle when it is deemed a total loss by your insurance company.

 

GAP Benefits

  •  Cancels up to $50,000 of loan or lease balance
  • Helps maintain your good credit
  • Covers negative equity
  • Auto insurance deductible (up to S1,000) may be included if the amount you owe on the vehicle exceeds your settlement check
  • GAP is provided even if no auto insurance is in effect al time of loss (vehicle's NASA average retail value replaces insurance settlement amount in the GAP calculation)
  • One time low cost makes it affordable
  • Convenient because it's so/d in conjunction with the vehicle purchase
  • GAP is provided for the term of your loan

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